My name is Sterling Scott, and I am the owner of Trust Public Adjusting Group, a local public adjusting firm that I founded nearly a decade ago right here in Daytona Beach. We have helped thousands of local property owners navigate the complexities of insurance claims for both residential and commercial properties. As a property insurance claim expert, I want to share my experiences, industry knowledge, and helpful information with the community.
Free Property Inspections and Policy Reviews
As hurricane season approaches, the first thing that comes to mind is being prepared. Did you know that Trust Public Adjusting Group offers free property inspections and policy reviews? These services are critical for preparedness, ensuring your policy adequately covers all necessary perils. I often encounter policyholders who are devastated to learn that they lack the coverage they thought they had, or are unaware of the endorsements and limits of specific perils in their policies.
Taking advantage of our policy review service gives you the opportunity to consult your agent and amend your policy before a storm hits. Once you have endured a loss, your policy cannot be retroactively changed. You must make these changes beforehand, which might include adding coverage or endorsements. Some endorsements are free, and even those that aren’t might only result in minimal premium increases. Additionally, we sometimes find that policyholders are paying for unnecessary coverage.
Why Property Inspection is Essential
Property inspections are also vital for expediting claim payouts and the overall claims process. Insurance companies often use “preexisting damages” as an excuse to underpay or deny claims. We document the current state of your property to compare it with its post-storm condition, focusing on areas the insurance company might label as “wear and tear” or “continuous and ongoing.” This documentation can prevent underpayment or denial of your claim.
During the inspection process, we might find damages that justify filing a claim now. Many clients have received tens of thousands of dollars from claims they didn’t even realize they could file. If this is the case, we will inform you of all your options. Even if you choose not to file a claim, we can still advise you on your next steps and connect you with our network of contractors.
Why These Services Matter
Both of these services are free to you. Utilize them to be more prepared. Remember, public adjusters are licensed by the state to protect and advise you as your insurance claim advocate, even if that means advising you not to file a claim.
Contact us today to take advantage of these services and ensure you are well-prepared for the upcoming hurricane season. I encourage you to visit our website and reach out to any of our licensed public insurance adjusters. Our website features videos and articles that may answer many frequently asked questions about the claim process.
TRUST PUBLIC ADJUSTING GROUP
Serving Volusia County
Sterling Scott | License #W333253
Call: 386-456-6885 | Text: 850-708-2582
trustpublicadjustinggroup.com
claims@TrustPublicAdjusting.com
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