Prepare and Protect Yourself for the 2024 Hurricane Season

The 2024 hurricane season has officially begun, with the National Weather Service predicting an above average year with 17 to 25 named storms, with up to 13 developing into hurricanes. As these powerful weather systems approach, understanding the role of a public adjuster becomes crucial. Public adjusters are professionals who can help you navigate the complexities of insurance claims, ensuring you receive the compensation you need to repair and restore your property after a storm. By enlisting their expertise, you can better protect and prepare yourself for the challenges that the hurricane season may bring.

But how should you choose the right public adjuster? Let me introduce you to Sterling Scott, the founder and owner of Trust Public Adjusting Group. Active in the community, Sterling has earned over 80 5-star ratings on Google from past clients. Here is a little bit about him.

STERLING SCOTT, A BRIEF HISTORY

Sterling Scott grew up in Malibu, California, where his parents built the homes he grew up in. As a child, he was always around construction sites and homes being remodeled, which proved useful when he later decided to pursue public insurance adjusting.

Upon graduating, he attended St. Edward’s University, a private university in Austin, Texas, where he graduated Summa Cum Laude. He then earned a real estate license in both California and Texas, focusing on commercial properties with a specialization in apartment buildings.

Sterling’s journey to Florida began in 2011 when he oversaw the construction and management of a multi million-dollar airport facility owned by St. Joe Development, one of Florida’s largest land developing companies. His achievements led to recognition as one of the top “40 Under 40 professionals” in the Florida panhandle.

A PASSION FOR PUBLIC INSURANCE ADJUSTING

To expand his involvement in business consulting and real estate, Sterling collaborated with property management companies, one of which managed over 300 properties in their portfolio. However, he discovered his true passion when he found public insurance adjusting.

While continuing his role as a business consultant, Sterling played a pivotal role in the growth of a small public adjusting company, transforming it into one of the largest in the state. Recognizing his true calling in helping people recover proceeds from insurance companies, Sterling founded his own public adjusting company, Trust Public Adjusting Group, in January 2017.

With hands-on field experience in public adjusting and a commitment to delivering exceptional results, Sterling has found fulfillment in his role, making a positive impact on individuals navigating the complexities of insurance claims.

WHAT IS A PUBLIC ADJUSTER?

Public adjusters are insurance professionals who represent policyholders after they’ve experienced damages to their home or business. Having the right to hire a public adjuster is an option that insurance companies often do not want you to know about. Regardless of where you are in the insurance claim process, they will examine every detail to ensure the insurance company provides you with a timely and accurate settlement.

WHEN SHOULD YOU CONTACT A PUBLIC ADJUSTER?

If your home has sustained damage, such as roof damage, you can contact them immediately to schedule a complimentary property inspection. They will first determine the value of your claim and then create a contract for representation.

This process is straightforward for homeowners, as they handle almost every aspect of your claim once the contract is in place.

They contact your insurance company and provide a fair estimate.

• They file all necessary paperwork for your property’s insurance claim.
• They fight to ensure that your claim is closed at its maximum potential.
• Their goal is to make the process as smooth and stress-free as possible, ensuring you receive the full compensation you deserve.

HOW MUCH DOES IT COST TO HIRE TRUST PUBLIC ADJUSTING GROUP?

They operate on a contingency fee basis, meaning they only get paid if you get paid! After the initial assessment, they’ll establish a percentage charge of the claim’s net settlement. Once your claim is settled, you’ll receive compensation, and then you’ll be responsible for paying them. If they can’t assist with the claim, you won’t owe them anything.

HOW CAN A PUBLIC ADJUSTER HELP YOU PREPARE FOR HURRICANE SEASON?

They can review your policy to ensure you have coverage in areas you need it most. For instance, if you’re in a flood zone, they’ll verify if you’re adequately covered. Additionally, they’ll conduct a comprehensive survey of your property, documenting its current condition. This proactive approach is crucial in preparing yourself for potential damages caused by hurricanes, allowing you to make informed decisions about your insurance coverage and property protection measures.

Let’s hope we don’t get any direct hits this year, but if we do, the best thing we can all do is prepare ourselves. Remember, preparation is key to weathering the storm and emerging stronger on the other side.

TRUST PUBLIC ADJUSTING GROUP
Serving Volusia County
Sterling Scott | License #W333253
Call: 386-456-6885 | Text: 850-708-2582
trustpublicadjustinggroup.com
claims@TrustPublicAdjusting.com