My wife Jenny and I discovered something about 20 years ago, and it has served us well ever since. We discovered that our first instincts about a matter are usually the right ones. This has been true in both our personal and business lives. The Power of First Instincts Prior to our “lightbulb moment,” we would find ourselves staying at hotels, eating at restaurants, or Read More » Continue reading Know When to Fold ‘Em
One of the toughest things about my job is convincing my clients to enjoy the money they have saved. Most of my clients have worked very hard for decades to save money toward their retirement, and when that time comes, it’s tough to change their mindset from saving, saving, saving, to spending. Balancing Saving and Spending Twenty years ago, I learned a valuable lesson. I Read More » Continue reading Can I afford it?
The Social Security Trustees project that the program’s combined trust funds will be depleted in 2035. That’s right, about ten years from now. The Trustees are projecting that once Social Security’s trust funds are depleted, the program will be in a position to pay only 83% of scheduled Social Security benefits. It’s important to prepare now for potential benefit cuts. This isn’t the first time Read More » Continue reading Did you know…
My wife, Jenny, had a job at Pier 1 Imports many years ago. About two weeks after she was hired, she received a packet in the mail regarding the company’s 401K. The form asked her to select her investment options, making sure they total 100%, sign the bottom, and send it in. My wife happens to be an excellent interior decorator but had very limited Read More » Continue reading Dave’s Three Buckets
