County’s Flood Insurance Rating Means Discounts for Residents

Residents and businesses in Volusia County’s unincorporated areas will continue to receive a 25 percent discount on their flood insurance policies, thanks to the county’s ongoing efforts to reduce flooding risk.

The Community Rating System, which is overseen by FEMA’s National Flood Insurance Program, recently renewed the county’s certification for another year. The rating system rewards communities for implementing programs and policies that protect their residents from flooding through public information, mapping and regulations, flood damage reduction, and warning and response.

Communities are rated on a scale of 1 to 10, with one being the highest ranking and 10 meaning the community did not apply for certification. Premium discounts range from 5 percent for a Class 9 to 45 percent for a Class 1. Volusia County is one of 37 Florida communities with a Class 5 rating. Only three Florida communities – Ocala (3), Palm Coast (4) and Cutler Bay (4) – have higher ratings.

Several municipalities in Volusia County are also certified. Residents should contact their city or town to determine what potential savings are available to them.

Standard homeowners and commercial property insurance do not cover flood losses and flood insurance must be purchased separately through the National Flood Insurance Program.

For more information about flood insurance, visit: FloodSmart.gov 

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